{"id":4055,"date":"2024-03-11T23:32:53","date_gmt":"2024-03-12T03:32:53","guid":{"rendered":"https:\/\/kingdomresourcesforchrist.com\/?post_type=article&#038;p=4055"},"modified":"2025-08-07T17:40:45","modified_gmt":"2025-08-07T21:40:45","slug":"godly-finance","status":"publish","type":"article","link":"https:\/\/e-krc.org\/ch\/article\/godly-finance\/","title":{"rendered":"\u7528\u624d\u4e8b\u4e3b\u7684\u8d22\u52a1\u4e13\u5bb6: \u4e13\u8bbf\u4f1a\u8ba1\u5e08\u6c5f\u6842\u829d\u59ca\u59b9"},"content":{"rendered":"<p>\u91c7\u8bbf\uff0f\u4f59\u56fd\u4eae<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/vkl.umo.mybluehost.me\/wp-content\/uploads\/2025\/08\/godly-finance-1.jpg\" alt=\"\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u554f\uff1a\u8eab\u70ba\u6703\u8a08\u5e2b\uff0c\u59b3\u7684\u5c08\u696d\u5982\u4f55\u70ba\u795e\u570b\u6548\u529b\uff1f<\/h3>\n\n\n\n<p><br><strong>\u7b54\uff1a<\/strong>\u6211\u662f\u81ea\u5df1\u958b\u696d\u7684\u8a3b\u518a\u516c\u5171\u6703\u8a08\u5e2b\uff08Certified Public Accountant\uff09\uff0c\u65e2\u53ef\u4ee5\u670d\u52d9\u793e\u5340\u3001\u672c\u57ce\u3001\u672c\u5dde\uff0c\u4e5f\u53ef\u4ee5\u89f8\u53ca\u5916\u5dde\u3001\u5916\u570b\u5ba2\u6236\u7b49\u516c\u53f8\u5718\u9ad4\u3002\u9664\u4e86\u5e6b\u52a9\u5ba2\u6236\u89e3\u6c7a\u7a05\u52d9\u548c\u8ca1\u52d9\u554f\u984c\uff0c\u6211\u5f88\u6a02\u65bc\u514d\u8cbb\u63d0\u4f9b\u66f4\u591a\u76f8\u95dc\u8cc7\u8a0a\u7d66\u5ba2\u6236\u3002\u5f88\u591a\u6642\u5019\uff0c\u5ba2\u6236\u9700\u8981\u8cb7\u8eca\u5b50\u3001\u8cb7\u623f\u5b50\u3001\u8cb8\u6b3e\u3001\u8cb7\u4fdd\u96aa\u3001\u958b\u9280\u884c\u5e33\u6236\u3001\u627e\u5f8b\u5e2b\u7b49\uff0c\u90fd\u6703\u4f86\u627e\u6211\u4ecb\u7d39\u4fe1\u7528\u53ef\u9760\u7684\u5c08\u696d\u4eba\u58eb\u70ba\u4ed6\u5011\u670d\u52d9\u3002<\/p>\n\n\n\n<p><br>\u6b64\u5916\uff0c\u6211\u4e5f\u5e38\u53d7\u9080\u520a\u767b\u5ee3\u544a\uff0c\u6216\u5411\u6148\u5584\u5718\u9ad4\u8d0a\u52a9\u6a02\u6350\u3002\u6211\u975e\u5e38\u69ae\u5e78\uff0c\u80fd\u85c9\u7531\u4e0d\u540c\u5c64\u9762\u4f86\u670d\u52d9\u793e\u6703\u5927\u773e\u3002\u6bcf\u9022\u9019\u6a23\u7684\u6a5f\u6703\uff0c\u6211\u90fd\u7531\u8877\u611f\u8b1d\u795e\uff0c\u4f7f\u7528\u6211\u4f86\u70ba\u7942\u7684\u570b\u5ea6\u6548\u529b\u3002<\/p>\n\n\n\n<p><br>\u6bcf\u9031\u516d\u7684\u5fb7\u5dde\u4e2d\u6587\u81fa\uff08AM1180\uff09\uff0c\u6709\u4e94\u5206\u9418\u6211\u4e3b\u6301\u7684\u300c\u500b\u4eba\u7406\u8ca1\u6642\u9593\u300d\u3002\u6bcf\u6b21\u6211\u90fd\u5fe0\u5fc3\u5730\u79b1\u544a\uff0c\u6c42\u795e\u4f7f\u9019\u77ed\u77ed\u5e7e\u5206\u9418\u6210\u70ba\u64f4\u5c55\u795e\u570b\u7684\u7ba1\u9053\uff0c\u795d\u798f\u6bcf\u4f4d\u807d\u773e\u3002\u9019\u662f\u4e00\u822c\u96fb\u81fa\uff0c\u4e0d\u662f\u798f\u97f3\u96fb\u81fa\uff0c\u6b63\u56e0\u70ba\u5982\u6b64\uff0c\u53cd\u800c\u80fd\u63a5\u89f8\u66f4\u591a\u5404\u5f0f\u5404\u6a23\u7684\u807d\u773e\u3002\u6492\u8fe6\u5229\u4e9e\u66f8\u56db\u7ae06\u7bc0\u63d0\u5230\uff0c\u300c\u842c\u8ecd\u4e4b\u8036\u548c\u83ef\u8aaa\uff1a\u300e\u4e0d\u662f\u501a\u9760\u52e2\u529b\uff0c\u4e0d\u662f\u501a\u9760\u624d\u80fd\uff0c\u4e43\u662f\u501a\u9760\u6211\u7684\u9748\u65b9\u80fd\u6210\u4e8b\u3002\u300f\u300d\u9019\u662f\u5728\u6211\u7684\u8ca1\u52d9\u5c08\u696d\u4e0a\uff0c\u795e\u6bcf\u6642\u6bcf\u523b\u7684\u63d0\u9192\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u554f\uff1a\u57fa\u7763\u5f92\u53ef\u4ee5\u8ac7\u9322\u55ce\uff1f\u53ef\u4ee5\u7684\u8a71\uff0c\u5982\u4f55\u8ac7\uff1f<\/h3>\n\n\n\n<p><br><strong>\u7b54\uff1a<\/strong>\u9322\u662f\u5de5\u5177\uff0c\u4e0d\u662f\u76ee\u7684\u3002\u57fa\u7763\u5f92\u5177\u6709\u795e\u7ba1\u5bb6\u7684\u8eab\u5206\uff0c\u7576\u7136\u8981\u597d\u597d\u7ba1\u7406\u795e\u6240\u8cdc\u4e88\u7684\u9322\u8ca1\u3002\u4ee5\u524d\u6211\u7684\u89c0\u5ff5\u932f\u8aa4\uff0c\u4ee5\u70ba\u597d\u57fa\u7763\u5f92\u4e00\u5b9a\u4e0d\u80fd\u6709\u9322\uff0c\u800c\u662f\u8981\u70ba\u4e3b\u53d7\u82e6\u3002\u5176\u5be6\u5982\u679c\u865b\u6709\u5176\u8868\uff0c\u6c92\u6709\u771f\u5fc3\uff0c\u5373\u4f7f\u53d7\u82e6\uff0c\u795e\u4e5f\u4e0d\u6703\u9818\u60c5\u3002\u91cd\u8981\u7684\u662f\u7528\u771f\u5be6\u8207\u9806\u670d\u7684\u5fc3\uff0c\u597d\u597d\u7ba1\u7406\u795e\u8a17\u4ed8\u6211\u5011\u7684\u6240\u6709\u5730\u4e0a\u7522\u696d\uff0c\u5305\u62ec\u9322\u8ca1\u3002\u5982\u6b64\uff0c\u898b\u4e3b\u9762\u6642\u624d\u6703\u88ab\u795e\u7a31\u70ba\u300c\u4f60\u9019\u5fe0\u5fc3\u53c8\u826f\u5584\u7684\u7ba1\u5bb6\u300d\uff01<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u554f\uff1a\u90a3\u9ebc\uff0c\u59b3\u5c0d\u6295\u8cc7\u548c\u9000\u4f11\u8a08\u756b\u6709\u4f55\u5efa\u8b70\uff1f<\/h3>\n\n\n\n<p><br><strong>\u7b54\uff1a<\/strong>\u5e73\u6642\u8981\u5efa\u7acb\u56fa\u5b9a\u7684\u7406\u8ca1\u7fd2\u6163\uff0c\u5c31\u5982\u6309\u6642\u5403\u98ef\u3001\u904b\u52d5\u4e00\u6a23\u91cd\u8981\u3002\u6bcf\u56de\u6536\u5230\u8ca1\u52d9\u6708\u5831\uff0c\u90fd\u8981\u5728\u56fa\u5b9a\u6642\u9593\u67e5\u95b1\u3001\u6aa2\u8a0e\u6240\u6709\u5e33\u6236\u7684\u6536\u652f\u72c0\u6cc1\uff08\u4f8b\u5982\u5728\u7f8e\u570b\u7684\u9000\u4f11\u91d1\u5e33\u6236\u6709401 (k), 403 (6), IRA, ROTH\u7b49\uff09\u3002\u6bd4\u65b9\u8aaa\uff0c\u6839\u64da\u8cc7\u7522\u7684\u591a\u5c11\uff0c\u6bcf\u6708\u7b2c\u56db\u500b\u661f\u671f\u56db\u548c\u4e94\uff0c\u5206\u914d\u4e00\u81f3\u4e09\u5c0f\u6642\u4f86\u7406\u8ca1\u3002\u53ef\u4ee5\u7531\u5148\u751f\u6216\u592a\u592a\u7ba1\u7406\uff0c\u4f46\u5169\u4eba\u8981\u4e00\u8d77\u4f5c\u91cd\u8981\u7684\u8ca1\u52d9\u6c7a\u5b9a\u3002\u6b64\u5916\uff0c\u6bcf\u4e09\u81f3\u516d\u500b\u6708\u8981\u8207\u8ca1\u52d9\u9867\u554f\u8a0e\u8ad6\u3001\u8a55\u4f30\u4e26\u57f7\u884c\u9577\u671f\u7684\u8ca1\u653f\u8a08\u756b\u3002\u76f8\u4fe1\u5728\u9000\u4f11\u6642\uff0c\u60a8\u7684\u6295\u8cc7\u61c9\u8a72\u6703\u9054\u5230\u9810\u5b9a\u7684\u9000\u4f11\u76ee\u6a19\uff01<\/p>\n\n\n\n<p><br>2008\u5e74KRC\u300c\u57fa\u7763\u5f92\u7406\u8ca1\u8207\u6295\u8cc7\u71df\u300d\u5c07\u65bc7\u670819\u65e5\u81f322\u65e5\u8209\u884c\uff0c\u4ecd\u7136\u7531\u6eab\u82f1\u5e79\u6559\u6388\u3001\u5f35\u9e97\u9e97\u5f8b\u5e2b\u548c\u6211\u5171\u540c\u8b1b\u6388\u3002\u6eab\u6559\u6388\u5c07\u8457\u91cd\u65bc\u8056\u7d93\u7406\u8ca1\u539f\u5247\uff0c\u5f35\u5f8b\u5e2b\u8457\u91cd\u65bc\u623f\u5730\u7522\u4ea4\u6613\u53ca\u907a\u7522\u898f\u756b\uff1b\u6211\u9810\u8a08\u8b1b\u6388\u9000\u4f11\u898f\u5283\u3001\u5982\u4f55\u5275\u696d\u7b49\u3002\u71df\u6703\u63a1\u5c0f\u7d44\u4e92\u52d5\u65b9\u5f0f\uff0c\u6211\u5011\u5f88\u6a02\u610f\u63d0\u4f9b\u7b26\u5408\u5b78\u54e1\u9700\u8981\u7684\u7406\u8ca1\u7ba1\u7406\u9808\u77e5\uff0c\u6b61\u8fce\u8e34\u8e8d\u5831\u540d\uff01<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/vkl.umo.mybluehost.me\/wp-content\/uploads\/2025\/08\/godly-finance-2.jpg\" alt=\"\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u554f\uff1a\u8acb\u4ecb\u7d39\u59b3\u5728\u5bb6\u5ead\u3001\u5de5\u4f5c\u53ca\u6559\u6703\u5916\u7684\u4e00\u4e9b\u4e8b\u5949\u3002<\/h3>\n\n\n\n<p><br><strong>\u7b54\uff1a<\/strong>\u6bcf\u661f\u671f\u4e09\u4e0a\u53488:35\u223c9:00\uff0c\u6211\u66fe\u5728\u5149\u76ec\u5ee3\u64ad\u7db2\uff08AM 1050\uff09\u4e3b\u6301\u5149\u76ec\u793e\u300c\u5fc3\u9748\u52a0\u6cb9\u7ad9\u300d\u7bc0\u76ee\uff0c\u5e0c\u671b\u85c9\u8457\u300c\u5149\u76ec\u764c\u53cb\u95dc\u61f7\u7db2\u300d\u6240\u63a5\u89f8\u6216\u670d\u52d9\u7684\u764c\u53cb\u5fc3\u8def\u6b77\u7a0b\u4f86\u9f13\u52f5\u807d\u773e\uff0c\u8b93\u4ed6\u5011\u77e5\u9053\u5728\u4efb\u4f55\u82e6\u96e3\u4e2d\uff0c\u4ed6\u5011\u4e26\u4e0d\u5b64\u55ae\uff0c\u66f4\u4e0d\u88ab\u907a\u68c4\uff0c\u56e0\u70ba\u795e\u611b\u4ed6\u5011\u3002\u5982\u679c\u4ed6\u5011\u9858\u610f\uff0c\u53ef\u8207\u6211\u5011\u806f\u7d61\u3002\u9019\u7bc0\u76ee\u8457\u5be6\u6210\u70ba\u50b3\u798f\u97f3\u7684\u6a4b\u6881\uff01<\/p>\n\n\n\n<p><br>2007\u5e74\u6211\u5011\u7528\u7d04\u723e\uff0e\u6b50\u65af\u6c40\uff08Joel Osteen\uff09\u7b2c\u4e00\u672c\u66a2\u92b7\u66f8\u300aStarting Your Best Life Now\u300b\uff0c2008 \u5e74\u8981\u7528\u4ed6\u7684\u7b2c\u4e8c\u672c\u66f8\u300a\u6d3b\u51fa\u7f8e\u597d\u300b\uff08Become a Better You\uff09\u3002\u4ee5\u8a72\u66f8\u4e3b\u984c\uff0c\u9080\u8acb\u4e0d\u540c\u670b\u53cb\u4f86\u5206\u4eab\u898b\u8b49\u6216\u8a2a\u8ac7\u3002\u518d\u5c07\u9019\u4e9b\u5167\u5bb9\u88fd\u6210CD\uff0c\u7531\u7fa9\u5de5\u6fc3\u7e2e\u6210\u6587\u7ae0\uff0c\u767b\u5728\u5149\u76ec\u793e\u7684\u65b0\u805e\u901a\u8a0a\u6708\u520a\u3001\u5e74\u520a\uff0c\u4ee5\u53ca\u300a\u7f8e\u5357\u65b0\u805e\u300b\u7684\u798f\u97f3\u7248\u3002<\/p>\n\n\n\n<h3 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Leng\uff0c\u672c\u520a11\u671f\u82f1\u6587\u8207\u65b0\u8072\u55ae\u5143\u8ac7\u96fb\u5f71\u300a\u53f2\u745e\u514b\u300b\u4e00\u6587\u4f5c\u8005\uff09\u90fd\u975e\u5e38\u652f\u6301\u6211\u505a\u7684\u4e00\u5207\uff0c\u6211\u975e\u5e38\u611f\u8b1d\u4ed6\u5011\u3002<\/p>\n\n\n\n<p><br>\u517c\u9867\u4e8b\u5949\u548c\u5bb6\u5ead\uff0c\u78ba\u5be6\u4e0d\u6613\uff0c\u9700\u8981\u4f5c\u597d\u6642\u9593\u7ba1\u7406\uff0c\u6c42\u795e\u8cdc\u4e0b\u5584\u7528\u6642\u9593\u7684\u667a\u6167\u3002\u6559\u990a\u65b9\u9762\uff0c\u57f9\u990a\u5b69\u5b50\u5f9e\u5c0f\u7368\u7acb\u81ea\u4e3b\u7684\u7cbe\u795e\uff0c\u662f\u6211\u5011\u7684\u5bb6\u98a8\u3002\u56e0\u6b64\uff0c\u6211\u5011\u5bb6\u6700\u64c5\u9577\u7684\u5c31\u662f\u7576\u6a5f\u7acb\u65b7\uff0c\u907f\u514d\u5c07\u6642\u9593\u8207\u7cbe\u529b\u8017\u8cbb\u5728\u7336\u8c6b\u4e0d\u6c7a\u4e4b\u4e2d\u3002<\/p>\n\n\n\n<h3 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(Mary Chiang, CPA, CFP)<\/strong><br>\u81fa\u7063\u570b\u7acb\u653f\u6cbb\u5927\u5b78\u4e2d\u6587\u7cfb\u6587\u5b78\u58eb\uff0c\u7f8e\u570b\u5fb7\u5dde\u5927\u5b78\u9054\u62c9\u65af\u5206\u6821\u6703\u8a08\u78a9\u58eb\u3002\u64c1\u6709\u7f8e\u570b\u591a\u7a2e\u6703\u8a08\u53ca\u8ca1\u52d9\u65b9\u9762\u7684\u57f7\u7167\uff1a<br>$ \u8a3b\u518a\u6703\u8a08\u5e2b\uff08CPA\uff09\u00a0\u00a0$ \u7279\u8a31\u4eba\u58fd\u4fdd\u96aa\u627f\u92b7\u5e2b\uff08CLU\uff09 $ \u8a3b\u518a\u8ca1\u52d9\u898f\u5283\u5e2b\uff08CFP\uff09 $ \u7279\u8a31\u8ca1\u52d9\u9867\u554f\uff08ChFC\uff09\u7b49\u3002<br>1986\u5e74\u8d77\u81ea\u884c\u958b\u696d\u64d4\u4efbMary Chiang and Co.\u6703\u8a08\u5e2b\u4e8b\u52d9\u6240\u8ca0\u8cac\u4eba\uff0c\u66fe\u4efb\u591a\u5bb6\u6703\u8a08\u5e2b\u4e8b\u52d9\u6240\u6703\u8a08\u5e2b\u6216\u7a3d\u6838\u5e2b\uff08Ramirez &amp; Jones, CPAs; Seidman &amp; Seidman, CPAs; Jess Young &amp; Co.,CPAs\uff09\u3002\u4e26\u65bc1993\u5e74\u6210\u70ba\u7d10\u7d04\u4eba\u58fd\u4fdd\u96aa\u516c\u53f8\u7d93\u7d00\u4eba\u3002<br>\u5fb7\u5ddeLakewood Church\u53caFort Bend Community Church\u6703\u53cb\u3002\u4e08\u592b\u51b7\u570b\u7e3d\uff08Michael Leng\uff09\u80b2\u6709\u4e00\u5973\uff0c\u73fe\u5c31\u8b80\u5927\u5b78\u30022007\u5e74\u61c9\u9080\u53c3\u8207KRC\u6587\u5316\u5be6\u52d9\u71df\u300c\u57fa\u7763\u5f92\u7406\u8ca1\u8207\u6295\u8cc7\u71df\u300d\u8b1b\u6388\u9000\u4f11\u8ca1\u52d9\u898f\u756b\u8ab2\u7a0b\uff0c\u6df1\u53d7\u5b78\u54e1\u6b61\u8fce\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/vkl.umo.mybluehost.me\/wp-content\/uploads\/2025\/08\/yu-guo-liang.jpg\" width=\"75\" 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